What Lifestyle Creep is and How to Avoid It What is Lifestyle Creep? On the surface, you look successful. You’ve been climbing up the career ladder with one higher-paying position after the next. You earn raises and receive bonuses. Yet, your savings are minimal, and your life goals lie far out of reach. You may be experiencing lifestyle creep. That’s when your expenses keep increasing along with your income. That could mean financing a flashy new car or moving into a bigger house each time you get more money. It could also involve less conspicuous ...

Money Strategies That Will Make You Rich Effective Money Strategies Are you reaching your financial goals? Do you even have financial goals? Regardless of your current financial situation, there are several money strategies to use that can make you rich. There are no guarantees in life, but you can greatly increase the odds in your favor. Intelligent decisions, great ideas, and consistent behavior are all you need.  “All riches have their origin in mind. Wealth is in ideas — not money.” — Robert Collier Money Strategies That Create Wealth Have multiple streams of income. One of ...

Money Habits That Can Keep You Poor Are Your Money Habits Harmful? I believe that our money habits can take us from ordinary to extraordinary. My passion for this topic led me to write the eBook – 9 Success Habits: Ordinary Habits that Create Extraordinary Results.   Most people believe that some individuals are just born lucky. Or they have a predisposition to succeed. But, no, that is not true. None of us are born with a rare success gene. What is true? Our success results from what we repeatedly do or do not do.  And keep ...

Why You May Want to Be Wealthy Reasons You May Want to Be Wealthy  Few topics elicit such a wide range of opinions as wealth. It seems we either pursue wealth with reckless abandon or downplay the importance of having money altogether. While money isn’t the only thing that matters, there are few substitutes for those areas of life where money excels. Being wealthy certainly has its advantages. And believe it or not, it has disadvantages too.  In large part, your ability to build and maintain wealth is a function of your mindset and habits. ...

Money Beliefs That Are Not True Money Beliefs Over the past two weeks, our blog posts have focused on creating an abundance mindset and eliminating a scarcity mentality. You can think of that content as the foundation for what comes next – #MoneyMonth! I will explain more about that shortly. But for now, I want to address your money beliefs.  Common Money Beliefs That Are Not True  It’s not the things you don’t know but rather the incorrect things you believe that cause real challenges in life. A few errors in your thinking can be a ...

5 Steps to Move from Scarcity to Abundance How to Move From Scarcity to Abundance Most people live with a scarcity mindset. In certain parts of the world, people have a good reason to feel this way. There is a shortage of food, clean water, and housing in much of the world. But our scarcity thinking is heavily influenced by advertisers and the media. They encourage us to consume and achieve more. Even when we have enough, advertisements tell us we need a better car, better clothes, or a higher income to be successful and ...

Do You Have an Abundance or Scarcity Mindset? Abundance or Scarcity? How you view the world can affect the opportunities you see, your expectations, and ultimately your results. You can choose to see the world as a place of abundance or a place of scarcity. One is certainly more optimistic than the other! Your view of the world is very different if you choose one over the other. An abundance mindset is hopeful, positive, and expects the best. It is also more altruistic since you believe that you’ll receive what you need. It frees you ...

Independence Day Perspective A Different View The fourth of July is a time for fireworks, backyard barbeques, and get-togethers with family and friends. For most Americans, it's a day to celebrate. But there's another perspective to consider. Independence Day celebrates America's freedom from Britain. However, not all Americans were free on July 4, 1776. In last week's blog post, I wrote about three types of emotional intelligence, including emotional intelligence (EQ).  EQ is the capacity to be aware of, control, and express one's emotions and handle interpersonal relationships with fairness and empathy. Not everyone feels ...

3 Types of Intelligence That Impact Your Success The 3 Types of Intelligence How many types of intelligence are there? Some experts claim there are two - others claim nine! But which kind matters for success and happiness? Three types of intelligence significantly impact your success. And it may surprise you to learn that the first one (IQ) doesn’t matter very much. Build critical intelligence and experience for more success: Pure intelligence (IQ) is the type of intelligence we all know. That is the intelligence that ‘smart’ people have. Albert Einstein, for example, is someone ...

Assembling Your Personal Board of Advisors Who’s in the Boardroom of Your Life? Imagine for a moment that your life is a business and you are the CEO. Perhaps each quarter, or even each month, you would gather in a meeting room with a group of trusted advisors – a board of directors. With their input and guidance, you would develop strategies for the growth and success of your joint venture. You wouldn’t make those critical decisions on your own. That's why having a Personal Board of Advisors is essential. Did you know that many ...